May has come and practically gone. It was a truly rainy month here in Austin. While rain is normally a welcome thing in our drought ridden part of the country, we’ve experienced some extreme flooding and all the damages that come with that. It’s a tough time for many here in Central Texas. If you […]
Month: May 2015
How Technology Smoothed My Way Into the Personal Finance World
It’s a techy world out there nowadays, no matter what line of work you’re in. There’s an app for everything, people use phones to pay for purchases and every business needs to be on Facebook and Twitter. Bonus points if they use Instagram. You can 3D print things right into existence, self driving cars are […]
My Money Philosophy
Pondering important thoughts I live my life according to a very specific set of values and ethics. Combined together, you could call it a life philosophy. My intent is fairly simple: do whatever I’m doing well and follow what makes me happy. I believe in hard work, in fairness, in equality. I think if you err […]
Being Frugal While in a Relationship
I was single for a good long time. Pretty much my entire life actually, until I started dating my current boyfriend. We’ve been together for just over a year and my love of personal finance and dedication to debt eradication is definitely a big part of our relationship. Maintaining frugality isn’t always easy when it’s […]
I Think I have an Exact Debt Freedom Date
I have some very exciting news today y’all. It almost doesn’t seem real. After months of working my butt off, sending every spare dollar towards my debt and just dreaming of the day that I would be debt free, I think that day is in site. After some careful debt payments calculations (one of my […]
I Have a Positive Net Worth!
Never in my life has this been the case. Growing up I never had more than $500 to my name and I always spent it. And once I got to college, forget about it. I got into the red even though I worked all throughout college, simply because of my loans. Today I am thrilled to report […]
Back in Action!
Hi y’all! I bet you thought I’d forgotten you. Never fear! I’m back from vacation, I’m starting a new schedule and I’m ready to be blogging again. I’m playing catch-up with my nonprofit job but you can expect a San Diego recap tomorrow. I’ve also got exciting debt news, job news and some lifestyle hopes […]
Off to San Diego Tomorrow!
The time has arrived! I head off to San Diego at 7am tomorrow morning (woof, early flight). I’m excited and a little nervous. I really want to enjoy my time away and with my besties but I also want to remain true to my budget. I only have $2,400 left on my loans and come […]
Smart or Dumb: The Decision is In!
A few days ago I asked the second question in my ‘Smart or Dumb’ series. I was torn between using some of my emergency fund cash ($1000) to help pay off my remaining debt this month. I’ve been carrying debt since 2011 and I am only $2,700 away from being debt free. As any reader of […]
I’m Only Semi-Responsibly Using My Credit Card
This past January I opened my first credit card in two years. I love the idea of credit cards but I had to give it up. I was using it just irresponsibly enough to make a dent in my finances that I didn’t want. I never raked up credit card debt into the thousands the […]