A national survey from The Current Project shows that Black single mothers are disproportionately likely to face financial struggles. Struggle for Black Single Mothers Black single mothers are facing serious financial obstacles, according to new data from U.S. advocacy group The Current Project. Nationwide Survey In a new nationwide survey, The Current Project, along with […]
Personal Finance
20 Secrets of People Who Never Worry About Money
Many people fret about money around the holidays and the start of the New Year. Where will my next paycheck come from? How will I pay for presents and rent? What can I do about inflation? If those questions bog down your daily life, you might feel jealous of those cruising through their days. But […]
15 Financial Decisions You Can’t Afford to Regret Later
Many decisions that will affect our lives in the future are tied to our finances. The decisions we make concerning our money now will go a long way to shape our future spending power, which remains a fact, no matter how we want to look at it. It’ll be easier for us to accept this […]
Gen Z Voices Financial Hardships Over Parents’ Era – Valid Concerns or Whining?
The transition to adulthood has always been a difficult time, but Gen Z is claiming it’s much more complicated now than in their parent’s time. Have a look at what has changed and see if you agree! A Generation in Transition As the torchbearers of the future, Gen Z grapples with distinct challenges that set […]
18 Overlooked Health Insurance Mistakes to Avoid As You Age
As we age, health insurance becomes more crucial than ever. Unfortunately, many of us fall into traps that can cost us dearly. Avoiding these 18 common health insurance mistakes helps you safeguard your health and finances as you get older. #1. Ignoring Long-Term Care Insurance Many people overlook long-term care insurance, thinking they won’t need […]
25 Simple Lifestyle Tweaks to Save Extra Cash Without a Full-Time Side Hustle
All of us could benefit from boosting our savings, but we can’t all suddenly start a lucrative side gig that pays us an extra $1,000 a month that we can squirrel away. Thankfully, building a substantial savings account doesn’t always require drastic measures. Small, simple changes in your daily lifestyle can significantly impact your financial […]
Retire with Confidence: Tackling Financial Traps in Today’s Economy
As you approach your 50s, financial foresight becomes more crucial than ever. This decade is often your last chance to fine-tune your retirement plan and avoid critical mistakes. But it’s so easy to misstep and scupper your retirement plans. Here, we look at 25 common financial pitfalls you must avoid to secure a comfortable and […]
Insider Shopping: Uncover Grocery Stores’ Hidden Tricks to Save More
Grocery shopping is a routine task for most of us, but many don’t realize the array of strategies grocery stores use to encourage customers to spend more. These tactics are often subtle, playing on human psychology and habits. Knowing these tricks can help you shop smarter, save money, and resist unnecessary purchases. #1. Strategic Layout […]
25 Corner Cutting Wedding Ideas That Just Look Trashy
Weddings are a celebration of love, but they can also be a significant financial burden. According to The Knot, the average American wedding cost a whopping $30,000 in 2022! So you can understand why people want to make savings where possible. While it’s wise to be budget-conscious, there’s a fine line between frugal and cheap. […]
Saving Strategies to Maximize Your Money in 2024
In 2024, savers face a whole host of challenges and opportunities. With anticipated shifts in interest rates, understanding how to maximize returns on savings is crucial. Understanding the Forecast Following a period of high rates, experts are predict a decline in interest rates for 2024. This shift impacts savings accounts, Certificate of Deposit accounts (CDs), […]