This life is not designed for any of us to live in a constant state of anxiety and self-pity. We are certain that each of us should be happy and free of unnecessary stress. Of course, some stress is only natural. Who of us knows anyone, regardless of their financial circumstances, that does not have some element of stress?
How to turn the corner from a stress-ridden existence to one of contentment is not as difficult as it may seem.
So, let’s take a look at the current financial state of Americans. Then, we will review what stress does to the body, so as to motivate each of us to take a breath and clear our minds for careful planning towards a solution. Lastly, a plan should be in place for those unexpected emergencies that require funds not readily available.
You Are Not Alone
Reports came out last year that made clear 2 points, as it pertains to the United States:
- The aggregate levels of household debt are above levels of close to ten years ago, hence the last economic collapse
- Even with this news, some think that everything is as it should be
Who is right? Who is wrong? Does it matter?
What matters is not so much which side of the “aisle” you fall, but rather what your current debt circumstances are. Of more importance, for those riddled with debt, is how you can walk through these troubling times with your health and sanity.
Stress and Your Body
The toll that we put ourselves through worrying about what can not be controlled is best described as insanity. When it comes to debt, it would be foolish to state that there is no reason for worry.
How then shall we maintain our health, both mental and physical, faced with this?
Armed with some information about the effects of stress on the body, you should be catapulted into an action plan to reduce it. The options to each of us for healthy stress reduction are limitless, as bookstores and websites are filled with them.
Here are some of the effects of stress on the body:
- Muscle tension
- Harder breathing
- Increased risk for hypertension, heart attack, or stroke
- Blood sugar issues
- Gastrointestinal difficulties
- Harm to the reproductive system
As you can see, and this list is not fully inclusive, the reasons are many to reducing your stress, regardless of it’s manifesting circumstances.
Plan for the Unexpected
It’s a perfect day. You are gainfully employed. Kids are healthy. Significant other is well. And you are chipping away at your debt.
As you drive along on the highway, the check engine light comes on. Soon after, your vehicle breaks down. The first thought that comes to mind?
How will I pay for the repairs?
Now is the time to get ready for the unexpected events that occur in every individual’s life. The ideal way to handle this would be to have a “rainy day” savings set aside that has seen regular deposits for just this reason.
Your situation has not allowed for this, as the mountain of debt has taken priority, as you chip away at it. Relax. Loanable funds are available for you through credit brokers, and part of what they specialize in is just these types of circumstances.
In review, it helps to know that you are not alone. Millions of Americans are facing the same debt struggles. In order to tackle the problem, get your mind and body in a space where you can think and feel healthy.
Lastly, don’t let the fear of the unknown keep you in bondage to your stress. What you can control is having a plan for today, and the future, and then take the small steps towards a life free of unnecessary stress.