Source With the end of the year just a few short weeks away I feel like everything has moved into hyper drive! If you blink you’ll miss the end of this year. And it’s simply been too great a year to let that happen.
2015
No-Spend February: Update Two
As I am more than halfway through this no-spend month, I figured it was time for another update! How is no-spend February going deep in the heart of Texas? Sunset over my city!
Then and Now: Spending vs Frugality
My story is simple and fairly common: I graduated with just over $25K in loans in 2011. I worked as a waitress for a year while living at home and saving money for a move to Austin, Texas. Once I got to Austin, I started working as a waitress while I had a pretty cool […]
A Year of No Clothes
A common trend I see among people in the personal finance blogosphere is a total ban on clothes shopping for a set amount of time. The truly hardcore do a full year, but lengths range from one month to a few months. It’s a flexible goal- some people allow themselves to buy the basics (underwear […]
Numbers For a New Year
Happy 2015! I am SO glad 2014 is over. It was a tough year for me and I am looking forward to having a fresh start. I learned a lot last year and went through some challenges I never expected to. I’m hoping to take all the good knowledge and habits I now have into […]
What to Do With Extra Money
Throughout the course of each month I track my ‘extra’ money. Money that doesn’t have a strict allocation like rent or food is what I consider my extra. For some people there is no such thing as extra money. These people use a zero sum budget, where you allocate every penny you bring in each […]