Tax season is officially over. If you are unfortunate like me, you have to pay taxes to the IRS each year. No matter if it’s a couple hundred or a couple of thousand, it always hurts. While taxes go to programming and infrastructure, it feels better in our pockets. Most of us would love to […]
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
People often move money around especially to pay off debt. This can make a lot of sense. However, be careful about the choices that you make when shifting your money. For example, don’t use your 401K to pay debt. Virtual Money Makes Moving Money Easy I rarely carry cash. I don’t write checks. When people […]
High fees on investments can really bring a retirement portfolio down over time. Because the time horizon is so long for many retirement portfolios, the bite that these fees can take really compounds over the years.