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From Frugal to Free
Frugal adventures on the road to financial freedom.

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  • Frugal Tips

Celebrating Another Year with Free Birthday Rewards

Posted on September 2, 2023September 5, 2023by Shay Huntley
Birthday rewards

It’s that time of the year again when the calendar marks another trip around the sun. As I celebrate my birthday this week, I’m reminded of the special treats that come my way in the form of free birthday rewards. It’s become a cherished tradition to receive these tokens of appreciation from some of my […]

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Cheap Movies For The Summer

Posted on June 11, 2021June 15, 2021by Shay Huntley
Cheap Summer Movies

It’s finally the summertime. Kids are out of school and ready to have a good time. While there are several fun vacations and activities for them to engage in, seldom are they cheap. If your looking to save a little bit of money, I’ve got a very frugal summertime activity that you and the kids […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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