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From Frugal to Free
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Things Frugal People Never Buy

Posted on March 12, 2021March 13, 2021by Shay Huntley
Things Frugal People Never Buy

Im am not cheap I am frugal. There is a negative connotation of being cheap. Someone cheap is only concerned about price. They want what they want for the lowest price available. A frugal person takes cost and quality into consideration. Most often, they will make a well-researched purchase based on the quality of an […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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