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From Frugal to Free
Frugal adventures on the road to financial freedom.

bad habits

  • Frugal Tips

5 Frugal Habits That Are Senseless

Posted on August 31, 2021August 11, 2021by Kathryn Vercillo
Senseless Frugal Habits

There are dozens, if not hundreds, of smart frugal habits. It’s worth it to study what others are doing as well as to come up with your own ways of saving money. However, it’s also important to remember that not every tip is right for you. There are some senseless frugal habits that aren’t worth […]

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  • Frugal Tips
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Habits You Can Immediately Quit to Save Money

Posted on August 14, 2021by Shay Huntley
habits to quit to save money

We all have bad habits. Such habits vary from person to person. For me, it’s not taking enough time to ensure my home is clean and in tip-top shape and leaving losing my keys every day. For others, it could be eating unhealthy foods, biting their nails, or even smoking. One major source of bad […]

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  • Personal Finance

Battles Against My Bad Habits

Posted on August 10, 2016September 7, 2016by Kara

I’ll be the first to say it: I am not perfect. I know that my blog may have led you to believe otherwise, but it’s true. I am a mere mortal, and I often lose the battles against my bad habits. I’ve been trying harder to beat them recently. Being a freelancer means that I […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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