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From Frugal to Free
Frugal adventures on the road to financial freedom.

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Best First-Step Financial Books

Posted on January 23, 2021February 4, 2021by Shay Huntley
Best First-Step Financial Books

I’m starting this year off with new savings goals and objectives. I also have a small group of friends I text with about investments, savings, and financial freedom. Weekly I give them up-to-date information about promising stocks and encourage them to put money into their savings, even if it’s only $5 a month. I also […]

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Here Are the Top 10 Frugal Living Books You Should Read Today

Posted on November 24, 2020November 3, 2020by Kathryn Vercillo
top frugal living books

If you want to stay inspired to live frugally, then you need constant reminders and tips. Otherwise, it’s just too easy to slip back into senseless spending. Plus, you can always learn to do things a little bit better, right? Here are the top frugal living books for you to read today: Why Read Top […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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