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From Frugal to Free
Frugal adventures on the road to financial freedom.

black Friday deals

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Black Friday Deals

Posted on November 27, 2020by Shay Huntley
Black Friday Deals

I hope everyone had a safe and fun holiday yesterday. I hope your day was filled with smiles, laughs, and good food. For me, the holiday was different, but it was amazing. Now that the festivities are over, it is time to shop. If you have not participated in the early Black Friday deals, today’s […]

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  • Frugal Tips

Early Black Friday Deals

Posted on November 14, 2020by Shay Huntley
Early Black Friday Deals

It’s the holiday season again. That means time for family celebrations, lots of gifts, and good food. You also need to get ready to go shopping for all your holiday needs. While the stores won’t be open this year on the night of Thanksgiving, all hope is not lost. To accommodate for or shopping loss, […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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