Frugality is an art not everyone has mastered. It takes true patience and skills to implement it into your life. If you have frequently overspent, engored yourself in material things, and need a reality check, it could be something to ascribe to. If you wanna be frugal, here are a few tips for you. Shay […]
budget
How February’s Budget Went Awry And What I Did to Navigate It
One month ago today, I shared with you my plan for February’s budget. Unfortunately, things went awry. Emergencies happen. That’s why it’s important to have an emergency fund as well as contingency plans for when financial plans don’t go as expected. What Went Right With February’s Budget Not everything went wild when it came to […]
How To Create a List for Your Guiltless Spending
Let’s face it, most of us don’t like a budget. We feel like it’s a constraint on our money and lives. It can be challenging to follow. It’s also strict, demands our attention, and holds us accountable for our financial decisions. Even though it can be daunting, it’s a very useful tool to have. While […]
Preparing for the Holidays
There are a few holidays left in the year. Aside from my birthday, there is Halloween, Thanksgiving, Christmas, and New Year. So many holidays run closely together. Aside from the food, you have to purchase decorations and gifts. Besides planning, a lot of money goes into getting repaired for the holidays. Find some ways to […]
How to Get Started Saving For Your Future
Not everyone has the luxury of savings. Some people may not have been taught proper financial responsibility or how to save. Others may have a mountain of student loans or credit card debt that has racked up over the years. Many people want to save, but can’t dig themselves out of their financial hole. While […]
Reducing My Food Spending to Save Money
I recently reviewed my spending for the first couple of months of the year. Usually, I do this monthly. However, I had let things slide. Upon review, I immediately noticed that I must significantly reduce my food spending if I want to save money. When Food Gets Emotional Things got out of control with my […]
Sinking Fund Categories that Should be in Every Budget
We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]
Why Do I Spend So Much Money on Food?
I spend so much money on food. Other than my rent, it’s the biggest chunk of my monthly budget. If I lived somewhere with cheaper rents (rather than in pricey San Francisco), I might actually spend more money on food than on rent. It’s something I’m constantly battling with. So, I’ve decided to get real […]
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]
Here’s How I Spent $68 on Food in January
Move over Beyonce. Last week it was I who broke the internet! I sent out a tweet last week that read “Going over my mint budgets today. I spent $43 on #groceries this month, $25 on two meals out. $68 total on #food for the whole month. wowza” That’s right. I spent $68 on food total last […]