Not everyone has the luxury of savings. Some people may not have been taught proper financial responsibility or how to save. Others may have a mountain of student loans or credit card debt that has racked up over the years. Many people want to save, but can’t dig themselves out of their financial hole. While […]
budget
Should You Review Finances On Your Birthday?
Today is my birthday. I’m 41 years old. Each year on my birthday, I take time to reflect upon the year that’s passed. Moreover, I make goals for the future. Sometimes these are related to finances and sometimes they aren’t. This year I’m asking myself, “should I review finances on my birthday?” Pros and Cons […]
Reducing My Food Spending to Save Money
I recently reviewed my spending for the first couple of months of the year. Usually, I do this monthly. However, I had let things slide. Upon review, I immediately noticed that I must significantly reduce my food spending if I want to save money. When Food Gets Emotional Things got out of control with my […]
Sinking Fund Categories that Should be in Every Budget
We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]
Why Do I Spend So Much Money on Food?
I spend so much money on food. Other than my rent, it’s the biggest chunk of my monthly budget. If I lived somewhere with cheaper rents (rather than in pricey San Francisco), I might actually spend more money on food than on rent. It’s something I’m constantly battling with. So, I’ve decided to get real […]
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]
Here’s How I Spent $68 on Food in January
Move over Beyonce. Last week it was I who broke the internet! I sent out a tweet last week that read “Going over my mint budgets today. I spent $43 on #groceries this month, $25 on two meals out. $68 total on #food for the whole month. wowza” That’s right. I spent $68 on food total last […]