One month ago today, I shared with you my plan for February’s budget. Unfortunately, things went awry. Emergencies happen. That’s why it’s important to have an emergency fund as well as contingency plans for when financial plans don’t go as expected. What Went Right With February’s Budget Not everything went wild when it came to […]
budgeting
Budgeting: February 2022 Planned Expenses
I’ve taken many different approaches to budgeting over the years. Right now, I start the month by reviewing all of the previous month’s expenses. Then I look at what my planned expenses are for the coming month. I try to find areas where I can cut back on costs. Then I review my income and […]
How to Prepare for a Higher Summer Budget
Spring is almost over. Therefore, summer is just about upon us. Many people will spend more in the next few months than they had been up until now this year. Therefore, it’s important to figure out how to prepare for a higher summer budget. Why We Have to Prepare for a Higher Summer Budget When […]
How to Get Started Saving For Your Future
Not everyone has the luxury of savings. Some people may not have been taught proper financial responsibility or how to save. Others may have a mountain of student loans or credit card debt that has racked up over the years. Many people want to save, but can’t dig themselves out of their financial hole. While […]
Back to the Basics with 2021 Financial Goals
Every year, I take the time to review the past year and look forward to the new year. I set a variety of different types of goals, including financial goals. In many recent years, those financial goals have been ambitious. However, this year I have to go back to the basics. Overarching Goal: Earn More […]