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From Frugal to Free
Frugal adventures on the road to financial freedom.

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  • Frugal Tips

Things I Got Cheap This Week

Posted on February 19, 2022by Shay Huntley
Things I Got Cheap This Week

I know you guys love a good freebie. For this week, I’ve been scouring the web to see what I can get for the low. I found a few interesting and discounted deals, but I also got some freebies. Here are the things I got cheap this week. Shay HuntleyShatel Huntley has a Bachelor’s degree […]

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Frugal One-Day Vacation

Posted on January 22, 2022January 22, 2022by Shay Huntley
Frugal One-Day Vacation

I just got back from Jamaica yesterday. I had a fabulous time living high up on a mountainside in a luxe villa. There was car service, a private chef, and even turndown service. It was a thrill. I enjoyed the food, culture, and beautiful beaches. My favorite part was hanging out with friends to celebrate […]

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  • Frugal Tips

How To Be Frugal but Not Cheap on Christmas

Posted on November 16, 2021by Kathryn Vercillo
Frugal but Not Cheap on Christmas

Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]

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Instances When Frugality Backfires

Posted on July 2, 2021by Shay Huntley
Instances When Frugality Backfires

I pride myself on being frugal. It helps keep my bills low and my pockets full. I am always giving tips to my peers on how they can lead a more frugal life as well. Now when I say frugal, I do not mean cheap. I also do not mean living well below my means […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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