Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]
Christmas
Last Minute Frugal Christmas Tips
Every year I plan to have a frugal Christmas. I set my budget. I schedule inexpensive activities. Nevertheless, a few days before the holiday hits, I feel a bit of a panic. If I’m not careful, this can lead to last-minute spending that busts the budget and ruins my intentions. It never feels good when […]