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From Frugal to Free
Frugal adventures on the road to financial freedom.

clothing swap

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How to Trade Clothes Online

Posted on May 19, 2020May 6, 2020by Kathryn Vercillo

Are you looking for ways to reduce your spending? If so then you might have wondered how to trade clothes online. After all, it’s nice to have a new outfit to wear but there are also a lot of really good reasons not to buy brand new clothing. If you learn how to trade clothes […]

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  • Personal Finance

Free is All Around Us: Have a Clothing Swap

Posted on September 4, 2015by Kara

Snacks for the swap Monday night I hosted my very own clothing swap! I’ve attended a few over the past year but never been the host. I love clothing swaps. They’re a fantastic way to meet people, pick up new clothes for free and spend a few hours in the company of other women. I’m […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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