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From Frugal to Free
Frugal adventures on the road to financial freedom.

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Maximize Cashback Opportunities

Posted on September 19, 2020by Shay Huntley
Maximize Cashback Opportunities

We all shop, eat out and get gas. If you are a frugal shopper, you love to save. This week I have been looking at how to save more money. Im pretty good about stashing away my check, but wanted more opportunities to save on online purchases. There were a few things I needed to […]

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  • Personal Finance

Guest Post: A Frugal Person’s Intro to Travel Hacking

Posted on March 4, 2020January 31, 2022by Kara

While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond  here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]

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  • Personal Finance

Smart or Dumb: Financial Decisions

Posted on January 15, 2015by Kara

Welcome to the first post in a new series I’m starting up. Smart or Dumb is a great game that I play with my best friend. We invented it in college and have been using it to make some very important decisions ever since. It goes a little something like this: You ask your best […]

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  • Personal Finance

7 Things You Could Have Done With That Bar Tab

Posted on January 5, 2015by Kara

Here in Austin, drinks are pretty cheap. Most drinks in dive bars are between $2-$4. If you want a fancier bar or liquor that’s not well, it’ll usually run you between $5-$10. The really nice places have $13 drinks, but who can afford the really nice places? I’m not doing much drinking these days but there […]

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  • Personal Finance

Why I Don’t Have a Credit Card

Posted on December 21, 2014February 4, 2017by Kara

Last fall I paid my last monthly credit card statement and then closed the account. I had had the card for three years and used it to pay for a trip to England and Ireland, to fill my gas tank and to finance many a bar tab. But all that is behind me! I cut […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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