Financial literacy is one of the most undervalued skills that people are reluctant to learn or don’t know where to start with. This skill is more valuable now than ever before because of the expanded amount of financial needs and services that are out there. The problem is that many people have no idea where […]
debt
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
The Bad or Worse Choice for Emergency Loans – 401K or Payday
Unforeseen circumstances come up all the time and running short of cash is not unusual. When your savings are just not enough to cover expenses, you may need to look for emergency loans. Getting that cash advance is understandably not easy when your credit score is unimpressive and you’re running out of options quickly. What […]
10 Tips to Pay Off Student Loans Quickly
You can pay off student loans quickly if you put your mind to it. Of course, you’ll have to make some sacrifices. Nevertheless, if you want to make sure that those loans aren’t hanging over your head for years to come then the sacrifices can be worth it. Here are ten strategies to pay off […]
Don’t Use Your 401K to Pay Off Debt
People often move money around especially to pay off debt. This can make a lot of sense. However, be careful about the choices that you make when shifting your money. For example, don’t use your 401K to pay debt. Virtual Money Makes Moving Money Easy I rarely carry cash. I don’t write checks. When people […]
What to Know Before Cosigning a Loan
If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Guest Post: Money Isn’t The Goal
While I’m driving around the U.S, I’ve asked a few personal finance friends to share their wisdom. Today we have Taylor from The Freedom of Money. Taylor is talking about a topic that’s personal to me: knowing that you have enough. Conquering money fears is hard work, and Taylor is fighting the good fight.
World Suicide Prevention Day
This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]
An Anxious Day
I woke up yesterday morning earlier than expected. I’m home for a week, and I expected to sleep in later than I usually do. This is, after all, my vacation. I couldn’t do it though. I woke up, and I was awake. Mind alert, energy flowing, anxiety pumping. I was up, I was mildly freaking […]