If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
debt
Guest Post: Money Isn’t The Goal
While I’m driving around the U.S, I’ve asked a few personal finance friends to share their wisdom. Today we have Taylor from The Freedom of Money. Taylor is talking about a topic that’s personal to me: knowing that you have enough. Conquering money fears is hard work, and Taylor is fighting the good fight.
World Suicide Prevention Day
This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]
An Anxious Day
I woke up yesterday morning earlier than expected. I’m home for a week, and I expected to sleep in later than I usually do. This is, after all, my vacation. I couldn’t do it though. I woke up, and I was awake. Mind alert, energy flowing, anxiety pumping. I was up, I was mildly freaking […]
Present Bias And Debt: A Match Made in Hell
A few weeks ago I was talking with a new college grad. I shared my journey out of debt with him, and stressed that the best thing he can do for himself now (at age 22) is to start paying down his own student loans. He listened, very politely, to my story and agreed that […]
A Financial Guide to the Wild Personal Finance Blogosphere
When I first got involved in the personal finance blogosphere I was binge reading blog posts. I couldn’t get enough of it all. I started with tips to pay down debt, and success stories of people who had reached debt freedom. I found MMM. I was introduced to a whole new world, and I couldn’t […]
Reflections on One Year of Debt Freedom
Life has been so busy that last week when my one year anniversary of debt freedom came, it also went pretty damn quick. I blinked and poof! It had passed me by. Still, June 5th 2015 was one of the most important days of my life. Even though I’m eleven days late, I do want to take […]
The Privilege I Have Despite Being Broke
Privilege is a funny word. It gets thrown around a lot these days but few people I’ve met seem to really understand what it means. People seem to think privilege means ‘no problems ever!’ when in reality it means that you simply started out in a better place than some other people. It means certain […]
Learning to Work Smart, Not Hard
On March 1st I tweeted ‘March is going to be a roller coaster. Right now it’s like “LOOK MA NO HANDS.” Two weeks in will be more like “i think I’m gonna be sick.’ Well, I’ve made it through the no hands part, but I’m still riding the ‘Am I gonna puke?” part. March is my […]