We all have bad habits. Such habits vary from person to person. For me, it’s not taking enough time to ensure my home is clean and in tip-top shape and leaving losing my keys every day. For others, it could be eating unhealthy foods, biting their nails, or even smoking. One major source of bad […]
debt
What You Need to Know About Revolving Debt VS Fixed Payment Debt
Debt is not one-sided. While the headlines scream at us about how much debt Americans carry and how much people struggle to make their payments- no one mentions there are different kinds of debt. Debt’ is not just a catch-all term. We use it that way, but many types of it can mean different things […]
Sinking Fund Categories that Should be in Every Budget
We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]
Givling App: Play Trivia, Win Money to Repay Mortgage or Student Loans
The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
10 Tips to Pay Off Student Loans Quickly
You can pay off student loans quickly if you put your mind to it. Of course, you’ll have to make some sacrifices. Nevertheless, if you want to make sure that those loans aren’t hanging over your head for years to come then the sacrifices can be worth it. Here are ten strategies to pay off […]
Don’t Use Your 401K to Pay Off Debt
People often move money around especially to pay off debt. This can make a lot of sense. However, be careful about the choices that you make when shifting your money. For example, don’t use your 401K to pay debt. Virtual Money Makes Moving Money Easy I rarely carry cash. I don’t write checks. When people […]
What to Know Before Cosigning a Loan
If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Guest Post: Money Isn’t The Goal
While I’m driving around the U.S, I’ve asked a few personal finance friends to share their wisdom. Today we have Taylor from The Freedom of Money. Taylor is talking about a topic that’s personal to me: knowing that you have enough. Conquering money fears is hard work, and Taylor is fighting the good fight. KaraKara […]
World Suicide Prevention Day
This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, speaker and founder of Bravely Go, a feminist financial education company. Her work has been featured on […]
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]