fbpx
  • About
  • Toolkit
  • Blogs Worth Reading
  • Income Investing
  • Contact
From Frugal to Free
Frugal adventures on the road to financial freedom.

financial goals

  • Personal Finance

My Big Financial Downfall: Taking My Eye Off The Ball

Posted on June 14, 2022by Kathryn Vercillo
My Big Financial Downfall: Taking My Eye Off The Ball

I’m here to confess my biggest personal financial downfall. Here’s the thing: I know a decent amount about personal finance. If someone asks me how to save, budget, earn more, etc., then I can confidently answer. Moreover, I know a little bit here and there about bigger topics like loans and investing and cryptocurrency. And […]

Read More
No comments yet
  • Frugal Tips
  • ...
    • Personal Finance

My 5 Frugal Goals for January 2022

Posted on January 4, 2022by Kathryn Vercillo
My 5 Frugal Goals for January 2022

Some people make New Year’s Resolutions. Other people choose not to. I tend to land somewhere in between. I choose a word of the year to guide me. Then I move forward with monthly goals in various aspects of my life. I got a bit off track with my financial goals in the past couple […]

Read More
No comments yet
  • Personal Finance

Financial Goals for the Final Month of 2016

Posted on December 14, 2016December 13, 2016by Kara

The end 2016 is right around the corner. What a doozy of a year it’s been! (RIP Prince.) It’s easy to skip over December, with the holidays, traveling, and next year right in sight. I like to set financial goals not just for 2017, but for December itself. It’s the last month to wring something […]

Read More
No comments yet

SOCIAL

Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

Popular and Favorite Posts

  • The Real Difference Between The Rich and Poor by Kara
  • Bankroll‌ ‌Betting -‌ ‌How‌ ‌to‌ ‌Turn‌ ‌a‌ ‌Profit‌… by Susan Paige
  • How Much Interest Does $1 Million Earn a Year? by Kara
  • Money Challenges For Kids by Kara
Activello Theme by Colorlib Powered by WordPress