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From Frugal to Free
Frugal adventures on the road to financial freedom.

food shopping

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Reducing My Food Spending to Save Money

Posted on March 16, 2021March 6, 2021by Kathryn Vercillo
reduce food spending

I recently reviewed my spending for the first couple of months of the year. Usually, I do this monthly. However, I had let things slide. Upon review, I immediately noticed that I must significantly reduce my food spending if I want to save money. When Food Gets Emotional Things got out of control with my […]

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New Food Plan: Is a Hungryroot Subscription The Way to Go?

Posted on January 5, 2021by Kathryn Vercillo
meal delivery services

I’m ready to try a new food plan. I’m looking for a food delivery service that offers fresh, healthy food at a relatively low cost. Therefore, I’m going to try Hungryroot. I just got my first box today, and so far I’m happy with what I see. But will it prove to be worth it? […]

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5 Frugal Choices Helping Me With Healthy Eating

Posted on August 4, 2020July 24, 2020by Kathryn Vercillo

I recently recommitted to healthy eating. Of course, it’s always been important to me. But naturally sometimes I stray from it. I started a new relationship last year and we enjoyed indulging in lots of tasty meals together. The COVID-19 pandemic hit and the stress made me want to comfort eat. But it’s time to […]

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Healthy Costco Foods To Add To Your Grocery List

Posted on February 6, 2017March 30, 2017by Kara

Americans are notoriously bad eaters. A 2013 study confirmed we’re in last place when it comes to health stats among similarly wealthy democracies. We eat too much unhealthy food, in too large quantities, and we don’t move enough. Bulk stores, like Costco, have become a staple of the American grocery shopping routine. While it might seem […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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