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From Frugal to Free
Frugal adventures on the road to financial freedom.

frugal decorating

  • Frugal Tips

Frugal Ways to Save On Home Improvements

Posted on April 8, 2023May 26, 2023by Shay Huntley
Frugal Ways to Save On Home Improvements

A house is a major purchase. Not only do you have to put down payment money on the line, but there is also money that you must use to make home improvements in some cases. Everyone wants a house customizable to their style, which means making improvements you will love for the long haul. Improvements […]

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  • Frugal Tips

How to Decorate a Rental Bedroom on a Budget

Posted on December 28, 2021December 10, 2021by Kathryn Vercillo
decorate rental bedroom on a budget

You’ve rented a room in a house or you’re seeking to update the bedroom in your rental house. However, you don’t want to spend a lot of money upgrading a rental room. Luckily, you have a lot of affordable options. It’s truly possible to decorate a rental bedroom on a budget. Here are some top […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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