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From Frugal to Free
Frugal adventures on the road to financial freedom.

frugal habits

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5 Frugal Things to Do Every Day

Posted on December 8, 2020December 9, 2020by Kathryn Vercillo
frugal things to do

If you do five frugal things every single day, then you set yourself up for financial success. But what are the right frugal things to do? Of course, there are many large, sweeping actions that you can take when living a frugal lifestyle. For example, if you choose alternative housing, then you can significantly cut […]

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  • Frugal Tips
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    • Life

Frugal Bottle: Wine in a Sustainable Paper Bottle

Posted on July 7, 2020by Kathryn Vercillo

I keep a Google Alert on to notify me about frugal news. Anything that has to do with saving money interests me. Usually, I see a lot of the same tips and products. But this week a series of headlines for Frugal Bottle surprised me. While not “frugal” news in the traditional sense, this paper […]

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  • Frugal Tips

7 Habits and Practices of Frugal People

Posted on June 30, 2020June 24, 2020by Kathryn Vercillo

Being frugal means different things to different people. We all have our own values and priorities. Therefore, how we save and spend our money differs. Nevertheless, a lot of frugal people have habits and practices in common. They may apply the habits in different ways, but they use some form of them. You can emulate […]

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How To Minimize Expenses While Enjoying Life

Posted on April 14, 2020May 3, 2020by Kathryn Vercillo

There are a lot of things that I miss about being out and about with others during the shelter-in-place period that COVID-19 has forced upon us. Nevertheless, I tend to be a glass half full kind of person. Or at the very least, I try to find the silver lining in the challenging things that […]

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  • Frugal Tips

Big and Small Cheapskate Tricks: Advice from a Billionaire

Posted on June 25, 2019by Kathryn Vercillo

Billionaire Ken Fisher recently shared his own cheapskate tricks. Although some people with a lot of money certainly spend wildly, many rich people live frugal lifestyles. We regular folk can learn a surprising number of helpful money-saving tips from their cheapskate tricks and money hacks. Big Cheapskate Tricks for Saving A Lot of Money Fisher’s […]

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  • Frugal Tips

Important Habits You Need for Frugal Living

Posted on October 10, 2018December 6, 2019by Kathryn Vercillo

Frugal people implement many tricks to save money. However, the real savings isn’t in the tricks. It’s in the daily habits you need for frugal living. Kathryn VercilloKathryn Vercillo is a professional writer who loves to live a balanced life. She appreciates a good work-life balance. She enjoys balance in her relationships and has worked […]

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  • Personal Finance

My Money Philosophy

Posted on May 26, 2015January 5, 2016by Kara

  Pondering important thoughts I live my life according to a very specific set of values and ethics. Combined together, you could call it a life philosophy. My intent is fairly simple: do whatever I’m doing well and follow what makes me happy. I believe in hard work, in fairness, in equality. I think if you err […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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