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From Frugal to Free
Frugal adventures on the road to financial freedom.

frugal lifestyle

  • Frugal Tips

How To Be Frugal but Not Cheap on Christmas

Posted on November 16, 2021by Kathryn Vercillo
Frugal but Not Cheap on Christmas

Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]

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    • Personal Finance

5 Frugal Things to Do Every Day

Posted on December 8, 2020December 9, 2020by Kathryn Vercillo
frugal things to do

If you do five frugal things every single day, then you set yourself up for financial success. But what are the right frugal things to do? Of course, there are many large, sweeping actions that you can take when living a frugal lifestyle. For example, if you choose alternative housing, then you can significantly cut […]

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Frugal Activities I Miss During the COVID-19 Shutdown

Posted on August 18, 2020July 24, 2020by Kathryn Vercillo

In many ways, it’s easy to live frugally during the COVID-19 shutdown. After all, we simply can’t go out and do a lot of the things that we used to go do. Therefore, we don’t spend money on those things. The things we can do, like going for a socially-distanced walk in the park, don’t […]

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    • Life

Frugal Bottle: Wine in a Sustainable Paper Bottle

Posted on July 7, 2020by Kathryn Vercillo

I keep a Google Alert on to notify me about frugal news. Anything that has to do with saving money interests me. Usually, I see a lot of the same tips and products. But this week a series of headlines for Frugal Bottle surprised me. While not “frugal” news in the traditional sense, this paper […]

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  • Frugal Tips

7 Habits and Practices of Frugal People

Posted on June 30, 2020June 24, 2020by Kathryn Vercillo

Being frugal means different things to different people. We all have our own values and priorities. Therefore, how we save and spend our money differs. Nevertheless, a lot of frugal people have habits and practices in common. They may apply the habits in different ways, but they use some form of them. You can emulate […]

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    • Life

Ways to Save on Your Morning Coffee At Starbucks

Posted on March 6, 2020by Shay Huntley

A great start to many people’s mornings is a hot cup of coffee. While it’s most cost-effective to make it at home, many of us just don’t have the time. Instead, we rush to our favorite coffee spot and get it on the go. The most notable go to places, being Starbucks. While going every […]

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  • Life

Types of Frugality: Digging Deeper Into Why I Want to Live Frugally

Posted on September 20, 2019September 10, 2019by Kathryn Vercillo

As I mentioned in last week’s post, I’ve been learning a bit more about spiritual frugality. I’ve also just been thinking generally about different types of frugality. We all have different reasons for choosing this path. I think if I get more connected to my own reasons for living frugally, then I’ll be able to […]

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  • Frugal Tips

Big and Small Cheapskate Tricks: Advice from a Billionaire

Posted on June 25, 2019by Kathryn Vercillo

Billionaire Ken Fisher recently shared his own cheapskate tricks. Although some people with a lot of money certainly spend wildly, many rich people live frugal lifestyles. We regular folk can learn a surprising number of helpful money-saving tips from their cheapskate tricks and money hacks. Big Cheapskate Tricks for Saving A Lot of Money Fisher’s […]

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  • Life

What is Frugal Fatigue and How to Fight It

Posted on May 15, 2019by Kathryn Vercillo

There have been times in in my money-saving journey when I have caved in to frugal fatigue. Put simply, I got sick of living frugally. I got tired of doing the things I knew I should do to save money long-term. Therefore, I splurged. I busted my budget. It may have felt good momentarily but […]

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  • Life

5 Things to DIY to Save Money

Posted on April 12, 2019by Kathryn Vercillo

I love to DIY projects. Well, some projects. I have a limited range of crafting ability. I’m good at what I’m good at … then there are the other things. Of course, if I’m having fun with a project then it doesn’t matter much how skilled at it I am. On the other hand, if […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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