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From Frugal to Free
Frugal adventures on the road to financial freedom.

frugal tips

  • Frugal Tips

Trying a New Twist on a No Spend Month

Posted on May 31, 2022June 2, 2022by Kathryn Vercillo
no spend month

I’ve tried to do the No Spend month many times over the years. Honestly, I’ve never succeeded. That’s okay. Each time, I did spend less than normal. Moreover, it made me more conscious of my spending. However, I’d like to actually succeed at this one time. So, I’m trying it again in June, with a […]

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  • Frugal Tips

5 Frugal Hacks To Save on Parking

Posted on December 14, 2021December 10, 2021by Kathryn Vercillo
Frugal Hacks To Save on Parking

There are so many different costs associated with driving a car. However, parking doesn’t have to be one of them. If you live in a place where parking costs a lot of money, then you might have to get creative to reduce these costs. These five frugal hacks to save on parking should help. 5 […]

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  • Frugal Tips

How To Be Frugal but Not Cheap on Christmas

Posted on November 16, 2021by Kathryn Vercillo
Frugal but Not Cheap on Christmas

Frugality is a wonderful thing. It allows you to live within your means, thereby reducing stress. Moreover, it allows you to focus on the things that really matter in life. However, there’s a difference between frugality and being cheap or stingy. You don’t want to go overboard at Christmas, for example. However, you also don’t […]

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  • Frugal Tips

How To Save Money on Razor Blades

Posted on October 20, 2021by Kathryn Vercillo
save money on razor blades

I used to spend a lot of money on shaving supplies. After all, it took me a long time to find razors that worked well with my skin. Therefore, I stuck to those razors for a long time. However, I didn’t want to spend a fortune on shaving forever. It’s just not the most important […]

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  • Frugal Tips

How To Make the Most of Overripe Fruits

Posted on June 16, 2021by Kathryn Vercillo
Make the Most of Overripe Fruits

I’m the first to admit that I’m pretty bad about wasting food. I wish that I weren’t that way. After all, food waste is bad for the world as well as for the grocery budget. So, I’m working on that. If you want to learn along with me, then let’s chat about how to make […]

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How to Save Money on Wine

Posted on April 27, 2021by Kathryn Vercillo
How to Save Money on Wine

I definitely enjoy a good glass of wine. However, my grocery bill always goes up when I start stocking up on wine. Plus, of course, wine always adds a lot to a dinner bill when dining out. So, I’ve been thinking a lot about ways to save money on wine. Cut Back on Consumption Obviously, […]

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  • Frugal Tips

Things Frugal People Never Do

Posted on April 10, 2021by Shay Huntley
Things Frugal People Never Do

Frugality is a way of life. Frugal people go through their day thinking about savings and cost-opportunities. They believe in saving money which can be used for future endeavors. For me, frugality helps me invest in my retirement and save for my coveted vacation days. No matter the end goal, there is always a good […]

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How To Find Out if You Have Unclaimed Money From the Government

Posted on March 23, 2021March 6, 2021by Kathryn Vercillo
Unclaimed Money From the Government

You might have money out there that belongs to you. It could be sitting there waiting for you right now, totally unbeknownst to you. All you have to do is go looking for it. Where does this money come from? And how can you find out if you have unclaimed money from the government? What […]

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5 Frugal Ways To Keep Your House Clean

Posted on March 9, 2021March 6, 2021by Kathryn Vercillo
Frugal Ways To Keep Your House Clean

It’s all too easy to spend a lot of money on household cleaning. You see products that promise to make cleaning easier. Of course there are also tons of gadgets and tools you can buy for cleaning the house. But people have been cleaning their houses well since long before the fancy supplies and gadgets. […]

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  • Frugal Tips

7 Tips On How to Dress For Less

Posted on December 15, 2020by Kathryn Vercillo
Dressing for the Weather

Dressing for the weather often means putting on a lot of layers. Of course, each layer that you add cost you something. The more layers that you need to stay warm, the more you might have to spend on clothes. Here are 7 tips on how to dress for less money, even when dressing for […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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