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From Frugal to Free
Frugal adventures on the road to financial freedom.

frugal

  • Frugal Tips

Making Frugal Choices

Posted on March 4, 2023March 8, 2023by Shay Huntley
Making Frugal Choices

Being frugal does not always mean being cheap. It means comparing something you were looking at to other places that sell the same item and have the same quality and ensuring you get the best deals. For me, that often means getting luxury and name-brand items at a discount. But it’s not for me savings […]

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  • Frugal Tips

Plan On The Fly Trips

Posted on January 7, 2023January 12, 2023by Shay Huntley
Plan On The Fly Trips

I am a frugal girl, but I love trips. I love to go on a trip at least once per month. Now, it does not work out every year, but I average about eight trips a year! Aside from traveling, I love to save money. Sometimes people believe that if you like to travel, it […]

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  • Frugal Tips

Frugal Dollar Tree Finds

Posted on February 25, 2022January 30, 2023by Shay Huntley
Frugal Dollar Tree Finds

Have you all been to Dollar Tree lately? I know they have gone up on prices, but the upcharge hasn’t deterred me from shopping there. Honestly some of the stuff they have in stock you couldn’t get anywhere else for $1.25. I will probably always venture inside the store to see what they have. This […]

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  • Frugal Tips

Things I Got Cheap This Week

Posted on February 19, 2022by Shay Huntley
Things I Got Cheap This Week

I know you guys love a good freebie. For this week, I’ve been scouring the web to see what I can get for the low. I found a few interesting and discounted deals, but I also got some freebies. Here are the things I got cheap this week. Shay HuntleyShatel Huntley has a Bachelor’s degree […]

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  • Frugal Tips

Things I Do To Stay Frugal

Posted on February 12, 2022by Shay Huntley
things I do to stay frugal

I would say I am in the lower end of the middle class, but I do very well for myself. I can travel the world, drive a decent car, have a nice home, and eat out every day if I want to. Those are the things that matter to me. With that being said, there […]

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Ways To Be Frugal and Eco-Friendly in 2022

Posted on December 4, 2021by Shay Huntley
Ways To Be Frugal and Eco-Friendly

There are a lot of ways that people can be frugal. I try to live my day-to-day life, spending as little money as possible while still getting quality products and the best experiences. I do a lot of this by shopping with coupons or finding deals online that drive down cost. When it comes to […]

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Instances When Frugality Backfires

Posted on July 2, 2021by Shay Huntley
Instances When Frugality Backfires

I pride myself on being frugal. It helps keep my bills low and my pockets full. I am always giving tips to my peers on how they can lead a more frugal life as well. Now when I say frugal, I do not mean cheap. I also do not mean living well below my means […]

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Is Frugality the Way to a More Fulfilled Life?

Posted on February 20, 2021by Shay Huntley

I do not know about you, but I love saving money. I save money on everything from my mortgage payment to cars and insurance, cellphone and internet services, food, and grocery. There is no limit to how much research goes into finding good products and services at a more frugal price. Is all the research […]

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What is the Difference Between Being Frugal and Thrifty?

Posted on October 24, 2020by Shay Huntley
Thrifty vs Frugal

When you go out to shop, do you find yourself penny pitching? Are you budget-conscious when picking out items to buy, or do sacrifice quality for price? We all like to save money on shopping trips. With that being said, some of us can take it to the extreme of savings, while others not so […]

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Maximize Cashback Opportunities

Posted on September 19, 2020by Shay Huntley
Maximize Cashback Opportunities

We all shop, eat out and get gas. If you are a frugal shopper, you love to save. This week I have been looking at how to save more money. Im pretty good about stashing away my check, but wanted more opportunities to save on online purchases. There were a few things I needed to […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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