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From Frugal to Free
Frugal adventures on the road to financial freedom.

good money habits

  • Frugal Tips

5 Frugal Habits That Are Senseless

Posted on August 31, 2021August 11, 2021by Kathryn Vercillo
Senseless Frugal Habits

There are dozens, if not hundreds, of smart frugal habits. It’s worth it to study what others are doing as well as to come up with your own ways of saving money. However, it’s also important to remember that not every tip is right for you. There are some senseless frugal habits that aren’t worth […]

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  • Personal Finance

Old Money Habits You Should Change Now 

Posted on June 5, 2021July 2, 2021by Shay Huntley
Old Money Habits

Payday was just around the corner, and that money may be heavy in your pocket and on your mind. Hopefully, some of the money was spent on bills and groceries, and you have a little left for yourself. While we all make money, we do not all spend it wisely. Have you heard the saying, […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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