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From Frugal to Free
Frugal adventures on the road to financial freedom.

holiday

  • Frugal Tips

Holiday Discounts Out Right Now

Posted on February 24, 2023by Shay Huntley
holiday discounts out right now

The last few months have flown by, but they have been fun. We have celebrated love, football, and the spirit of Mardi Gras! I’ve held a party on all these major holidays and events and spent a lot of money doing so! If you would like to celebrate these events next year but for a […]

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  • Frugal Tips

Late Night Gift Shopping

Posted on December 23, 2022by Shay Huntley
Late Night Gift Shopping

Christmas is only three days away. I know some of you are still out there trying to get your late-night, last-minute shop on. It’s OK. There is still time. But if you find yourself in a crunch and can’t get to the store until late at night, here are a few late-night gift shopping places […]

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  • Frugal Tips

Frugal Family Memorial Day Activities

Posted on May 27, 2022by Shay Huntley
Frugal Family Memorial Day Activities

Memorial day is only a few days away. Literally, it’s on this upcoming Monday. I know everyone is ready to grill out, get together, and celebrate the holiday. I got off super early today just to get a head start. While most of us have a plan, not everyone does. Keep reading for frugal family […]

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  • Uncategorized

How to Stay Frugal During Festivities

Posted on December 5, 2020by Shay Huntley
Frugal During Festivities

Christmas time and New Year’s are quickly approaching. It’s going time. Over the next few weeks, we will be going to the stores and finding every deal and sale to get our holiday shopping done. We also have to think about those small holiday parties and festive events. This time a year can get costly, […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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