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From Frugal to Free
Frugal adventures on the road to financial freedom.

how to make food last

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How To Make the Most of Overripe Fruits

Posted on June 16, 2021by Kathryn Vercillo
Make the Most of Overripe Fruits

I’m the first to admit that I’m pretty bad about wasting food. I wish that I weren’t that way. After all, food waste is bad for the world as well as for the grocery budget. So, I’m working on that. If you want to learn along with me, then let’s chat about how to make […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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