There’s a section in the book The Financial Diet that says that most people would rather talk about their most intimate sex acts than their finances. A July 2019 Harris Poll confirms that money is still a taboo topic of conversation. They surveyed more than 1000 people, age 22 and older, who have at least $10,000 […]
lifestyle
Millennial Money Compared to Gen Z
Millennial money is always interesting. This population of people simply sees things differently than others. They’re almost always compared to Baby Boomers or Gen Xers when it comes to money. However, as Gen Z now enters adulthood, it’s interesting to compare the two younger generations. Which Generation is Which? I always find it helpful to […]
What is Frugal Fatigue and How to Fight It
There have been times in in my money-saving journey when I have caved in to frugal fatigue. Put simply, I got sick of living frugally. I got tired of doing the things I knew I should do to save money long-term. Therefore, I splurged. I busted my budget. It may have felt good momentarily but […]
5 Things to DIY to Save Money
I love to DIY projects. Well, some projects. I have a limited range of crafting ability. I’m good at what I’m good at … then there are the other things. Of course, if I’m having fun with a project then it doesn’t matter much how skilled at it I am. On the other hand, if […]
The Best and Worst States to Retire Early
If you want to retire early, then you have to do a lot of planning. After all, you’ve got to anticipate a variety of factors about the future. Then you have to make a strategic plan that incorporates what you anticipate. One of the things that you have to take into consideration is where you […]
Present Bias And Debt: A Match Made in Hell
A few weeks ago I was talking with a new college grad. I shared my journey out of debt with him, and stressed that the best thing he can do for himself now (at age 22) is to start paying down his own student loans. He listened, very politely, to my story and agreed that […]
I am Over My Lifestyle…But I Can’t Afford to Be
Whoa, it’s been a week since my last post. Sorry for the delay y’all! I’ve really been focusing on using my free time for true self-care activities. That means things like extra sleep, exercise, and listening to Adele’s ‘Hello’ on repeat. Blogging and reading my (very long) list of other people’s blogs didn’t make the […]
Women and Money
Being a lady has definitely shaped my relationship to money. In this country, historically, women have been legally, socially and literally prevented from having access to money, earning money, owning property, having savings and entering high earning fields. Women have a complicated history to money and it’s hurting us in our current day. KaraKara Perez is […]
Getting Let Go When You’re Still in Debt
Last week I was let go by one of my jobs. My social media boss told me that she had to let me go due to budget constraints. She was very complimentary about my work and my work ethic, which is always lovely to hear. (So my fortune cookie is a tad misleading there.) But […]
Frugal Living vs Social Life: Do I Have To Choose?
The longer I go with debt payoff being my numero uno priority, the more I notice that my lifestyle and financial priorities are not the same as my friends and general peer group. Some of this is, I believe, due to living in Austin. Austin is a young town where lots of people are either […]