When it comes to buying a new home, a mortgage is something you hear about from time to time. Specifically, a mortgage is a tool used by many people when borrowing money from a lender to make a house purchase. Thus, if you see yourself paying a mortgage for the next couple of years, then […]
loans
A Detailed Guide on How to Raise Money Fast
40 percent of Americans cannot meet a $400 surprise expense. If you’re in this group of people, you’re no doubt walking on the edge of uncertainty. If something bad were to happen to you or your dependents today, say a serious health issue, you might not be able to save a life—unless you’ve got a good health […]
The Bad or Worse Choice for Emergency Loans – 401K or Payday
Unforeseen circumstances come up all the time and running short of cash is not unusual. When your savings are just not enough to cover expenses, you may need to look for emergency loans. Getting that cash advance is understandably not easy when your credit score is unimpressive and you’re running out of options quickly. What […]
Good News in a Sellers’ Market: Crowdfund Home Down Payments
Now you can crowdfund home down payments– something that only became possible over the past year or so. KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, speaker and founder of Bravely Go, a feminist financial education company. Her work has been featured on NPR, Business Insider, Forbes, […]
Loan Payoff Update
I’ve realized that I have yet to really lay out my loans for the world to see. I always like seeing these posts on other people’s blogs. It makes you feel like you’re not alone with your debt. So today I’m going to show everyone how much I owe, where I owe and what I have […]
What to Do With Extra Money
Throughout the course of each month I track my ‘extra’ money. Money that doesn’t have a strict allocation like rent or food is what I consider my extra. For some people there is no such thing as extra money. These people use a zero sum budget, where you allocate every penny you bring in each […]