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From Frugal to Free
Frugal adventures on the road to financial freedom.

minimalism

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Favorite Minimalism Quotes

Posted on April 26, 2022April 5, 2022by Kathryn Vercillo
minimalism quotes

Last month I shared my favorite frugal living quotes with you. Today I want to expand upon that by sharing some of my favorite minimalism quotes. What Is Minimalism? Minimalism has similarities and differences with frugal living. Lots of different people have defined it in different ways. In fact, some of my favorite minimalism quotes […]

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  • Frugal Tips

20 Tips for a Zero Waste Life

Posted on February 22, 2022February 3, 2022by Kathryn Vercillo
Zero Waste Life

Recently I’ve been reading Anita Vandyke’s book “A Zero Waste Life in Thirty Days.” It suggests that you can reduce your waste by 80% using the tips in the book. However, it also offers realistic alternatives for people who want to reduce waste but aren’t going to hit those zero waste levels quite, yet. Reducing […]

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  • Life

Minimalism vs. Frugal Living: Similarities and Differences

Posted on February 1, 2019by Kathryn Vercillo

Minimalism is not the same thing as frugal living. However, the two lifestyles have a lot of similarities. Understanding those similarities, along with the differences, can help you choose what is right for your own life. When you examine the two lifestyles, what you’ll discover is that they overlap in so many ways. However, where […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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