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From Frugal to Free
Frugal adventures on the road to financial freedom.

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  • Personal Finance

Best Money Blogs to Read in 2019

Posted on April 29, 2019April 27, 2019by Kathryn Vercillo

Recently I’ve been updating my RSS feed reader to reflect the best money blogs of 2019. I have been reading different money blogs for a really long time. The list of the ones that I read is long. However, the list of those that are truly the best money blogs is much shorter. I try […]

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  • Personal Finance

A Financial Guide to the Wild Personal Finance Blogosphere

Posted on July 15, 2016September 7, 2016by Kara

When I first got involved in the personal finance blogosphere I was binge reading blog posts. I couldn’t get enough of it all. I started with tips to pay down debt, and success stories of people who had reached debt freedom. I found MMM.  I was introduced to a whole new world, and I couldn’t […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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