I would say I am in the lower end of the middle class, but I do very well for myself. I can travel the world, drive a decent car, have a nice home, and eat out every day if I want to. Those are the things that matter to me. With that being said, there […]
money
Guest Post: A Frugal Person’s Intro to Travel Hacking
While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]
Money Is Still a Taboo Topic According to Harris Poll
There’s a section in the book The Financial Diet that says that most people would rather talk about their most intimate sex acts than their finances. A July 2019 Harris Poll confirms that money is still a taboo topic of conversation. They surveyed more than 1000 people, age 22 and older, who have at least $10,000 […]
Living in Asia as an Expat Might be An Expensive Choice
I have always thought that living as an expat was a frugal choice. Perhaps it’s because of the cliche image of the young backpacker forging their way around the world. More than that, though, I’ve had several friends who lived as expats around the world. Some of them went to Asia to teach English, fell […]
Millennials Shouldn’t Rely on “The Great Wealth Transfer” of Inheritance
In recent years, the media have coined the term The Great Wealth Transfer. This refers to the fact that Baby Boomers have significant money in savings that they could theoretically pass down to their heirs. Big numbers are bandied about. However, millennials shouldn’t rely on the hope of an inheritance to help them resolve their […]
Millennial Money Compared to Gen Z
Millennial money is always interesting. This population of people simply sees things differently than others. They’re almost always compared to Baby Boomers or Gen Xers when it comes to money. However, as Gen Z now enters adulthood, it’s interesting to compare the two younger generations. Which Generation is Which? I always find it helpful to […]
What is Frugal Fatigue and How to Fight It
There have been times in in my money-saving journey when I have caved in to frugal fatigue. Put simply, I got sick of living frugally. I got tired of doing the things I knew I should do to save money long-term. Therefore, I splurged. I busted my budget. It may have felt good momentarily but […]
What to Know Before Cosigning a Loan
If you are thinking about cosigning a loan, then there a few things that you should educate yourself first. I have cosigned a few loans in my lifetime. Each of those experiences worked out perfectly fine, which I attribute to the research, in-depth thought process, and boundary-setting that I did before I agreed to do […]
Where to Take Free and Cheap Online Classes
I have personally paid a lot of money for my education over the years. There are pros and cons to going the traditional college route. I’m happy with the choices that I’ve made. That said, there are so many awesome options available these days to take free and cheap classes online. If you’re more interested […]
Don’t Forget The Bridge Period if You Want To Retire Early
If you want to retire early, then you have to plan accordingly. Unless you happen to strike it super rich when you’re young, early retirement means that you have to take a long view of your financial future. One of the things that people often forget is to plan for the bridge period. What is […]