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From Frugal to Free
Frugal adventures on the road to financial freedom.

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How Long Does It Take To Receive a Gift Card From Swagbucks

Posted on September 14, 2021September 14, 2021by Kathryn Vercillo
receive a gift card From Swagbucks

Swagbucks is a great option for people who want to earn extra money online. You can earn money through a variety of activities. For example, you get paid to do online searches, watch videos, and take surveys. Once you’ve earned your money, you have options for cashing out. Some people choose to cash out through […]

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5 Survey Sites That Pay Through PayPal

Posted on February 10, 2021November 15, 2021by Kathryn Vercillo
Survey Sites That Pay Through PayPal

Do you want to earn extra income taking surveys online? Is your preferred payout method through PayPal? If so, then you’ll want to learn more about the following survey sites that pay through PayPal. What Are Survey Sites? Just in case you’re not familiar with then, Survey Sites are sites or apps you can use […]

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  • Personal Finance

Get Paid to Do Online Surveys: Is It Worth It?

Posted on June 17, 2019by Kathryn Vercillo

For awhile I really enjoyed the idea that I could get paid to do online surveys. After all, I already spend a lot of my downtime on my phone. Why not use that downtime to answer surveys and earn some money? However, I discovered that for me, it wasn’t really worth it. That’s not to […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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