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From Frugal to Free
Frugal adventures on the road to financial freedom.

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How To Set Financial Goals For 2022

Posted on January 15, 2022January 18, 2022by Shay Huntley
Set Financial Goals For 2022

It’s a brand new year! What are you doing new? With every new year, you should be sitting back and evaluating what you accomplished or didn’t last year and making plans for the future. Along with all the fun things you want to do, you have to consider serious topics too. One of the more […]

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  • Personal Finance

San Diego: I haven’t Saved a Penny Yet

Posted on April 12, 2015July 18, 2016by Kara

The other day I was grooving around my room to Beyonce, as I often do. 7/11 is her latest hit and a great dance song. The video is Bey dancing around in hotel rooms and it is amazeballs. The sight of hotel rooms reminded me that I haven’t saved a single penny for San Diego. […]

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  • Personal Finance

Halfway To Being Debt Free!

Posted on January 17, 2015by Kara

Happy Saturday! I spent the morning doing some quick calculations and I am very happy to report that after 2 years of repayments, I am more than halfway to paying off my loans! Total Borrowed: $25,302 Total Owed Today: $11,912 When I think that at this point last year I was $17,200 in debt and […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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