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From Frugal to Free
Frugal adventures on the road to financial freedom.

recycle

  • Frugal Tips

DIY Ideas for Cardboard Boxes

Posted on April 12, 2022April 5, 2022by Kathryn Vercillo
DIY Ideas for Cardboard Boxes

Last week, I shared the things I upcycle into dog toys. Cardboard boxes made the list because I always have tons of them and he loves to play with them. However, I got to thinking, there are probably lots of great ways to upcycle cardboard boxes. So, I started looking around online to figure out […]

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  • Frugal Tips
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    • Life

Things I Upcycle Into Dog Toys

Posted on April 5, 2022by Kathryn Vercillo
Things I Upcycle Into Dog Toys

I always joke that my dog is in charge of the recyclables in my home. This started with my previous dog. She loved to wake up every morning and walk over to the recycling bin to see what fun stuff might be in there for her to chew up. So, I started paying close attention […]

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  • Frugal Tips

Reduce, Reuse, Recycle to Save Money

Posted on May 12, 2020May 5, 2020by Kathryn Vercillo

Recently I’ve been reading Adam Minter’s book Secondhand: Travels in the New Global Garage Sale. This book is all about what happens to our used items when we donate them to a place like Goodwill. Minter discusses what’s best for the global economy, the environment, and individuals as it relates to how we treat our […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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