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From Frugal to Free
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reducing food costs

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Reducing My Food Spending to Save Money

Posted on March 16, 2021March 6, 2021by Kathryn Vercillo
reduce food spending

I recently reviewed my spending for the first couple of months of the year. Usually, I do this monthly. However, I had let things slide. Upon review, I immediately noticed that I must significantly reduce my food spending if I want to save money. When Food Gets Emotional Things got out of control with my […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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