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From Frugal to Free
Frugal adventures on the road to financial freedom.

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Frugal Ways To Relax At Home

Posted on April 23, 2022by Shay Huntley
Frugal Ways To Relax At Home

Relaxation comes in many diffrent forms. Some people love a great spa day, while others can enjoy a quiet day reading in the park. The fact is, that we all need to slow down and relax from time to time. While some activities cost money, not everything does. Skip the expensive spa day, and try […]

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How to Relax on a Budget

Posted on June 27, 2020October 9, 2021by Shay Huntley

This year has been a wild ride thus far. The days of enjoying a relaxing massage, gym time, and spa days are at an end. With the pandemic going full force and resurgence in the numbers of cases, finding ways to relax at home is likely paramount. If you need relaxation tips, here’s how to […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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