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From Frugal to Free
Frugal adventures on the road to financial freedom.

rent-to-own

  • Tiny Homes

Rent to Own Tiny House: Exploring the Options

Posted on March 29, 2019March 24, 2019by Kathryn Vercillo

A rent to own tiny house is similar to any other rent to own situation. You will find the home that you want. If you qualify, you will sign a contract. You will pay rent according to that contract. Then, when the term of the rental agreement is up, you will have the option to […]

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Rent-to-Own Home Buying: Financial Pros and Cons

Posted on December 14, 2018December 14, 2018by Kathryn Vercillo

Rent-to-own home buying is an increasingly popular option. It can be a great way to work toward owning a home. However, it has some financial pros and cons. These are important to be aware of before you make such a big decision. What is Rent-to-Own Home Buying? As the name suggests, rent-to-own home buying is […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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