College is a huge expense for parents and students funding their education. It comes with a high price tag that only goes up as you achieve higher levels beyond undergrad. The cost of tuition and room and board can be a challenge for some to set aside. While it’s best to start saving early, not […]
saving
How to Get Started Saving For Your Future
Not everyone has the luxury of savings. Some people may not have been taught proper financial responsibility or how to save. Others may have a mountain of student loans or credit card debt that has racked up over the years. Many people want to save, but can’t dig themselves out of their financial hole. While […]
Things You Can Do With Your Work Bonus
I hope everyone is having a fantastic week. This week was work evaluations and bonus distributions. It’s a nerve-wracking time, sitting through the evaluation hoping you have done everything right. For me, I did okay with only one area of improvement to address. While it shaved a couple of hundred dollars off my bonus, there […]
Save While Dinning Out
I love eating out. I like trying new dishes and the atmosphere of a restaurant. I’m also busy most days, so a quick meal I don’t have to put together sounds great. I will say that when you eat out a lot, a lot of money can get eaten up. I could easily spend $500 […]
What is the Difference Between Being Frugal and Thrifty?
When you go out to shop, do you find yourself penny pitching? Are you budget-conscious when picking out items to buy, or do sacrifice quality for price? We all like to save money on shopping trips. With that being said, some of us can take it to the extreme of savings, while others not so […]
Maximize Cashback Opportunities
We all shop, eat out and get gas. If you are a frugal shopper, you love to save. This week I have been looking at how to save more money. Im pretty good about stashing away my check, but wanted more opportunities to save on online purchases. There were a few things I needed to […]
Sinking Fund Categories that Should be in Every Budget
We all have bills to pay. With bills, comes the responsibility to pay them off. Some bills, are debts that require premiums and interest payments that can drive up the cost and sometimes overwhelm you. When it comes to those sinking debts, you need to categorize them and pour extra funds into them. Here are […]
Millennials vs. Baby Boomers When It Comes To Money
Each generation is different from those that come before and after it. There are a lot of complicated reasons for that, of course. Put simply, though, society shapes us. Therefore, what we experience as we grow up tends to shape our behavior. This is particularly true when it comes to money. Of course, within each […]
What is Frugal Fatigue and How to Fight It
There have been times in in my money-saving journey when I have caved in to frugal fatigue. Put simply, I got sick of living frugally. I got tired of doing the things I knew I should do to save money long-term. Therefore, I splurged. I busted my budget. It may have felt good momentarily but […]
Don’t Forget The Bridge Period if You Want To Retire Early
If you want to retire early, then you have to plan accordingly. Unless you happen to strike it super rich when you’re young, early retirement means that you have to take a long view of your financial future. One of the things that people often forget is to plan for the bridge period. What is […]