There are a lot of ways that people can be frugal. I try to live my day-to-day life, spending as little money as possible while still getting quality products and the best experiences. I do a lot of this by shopping with coupons or finding deals online that drive down cost. When it comes to […]
savings
Preparing for the Holidays
There are a few holidays left in the year. Aside from my birthday, there is Halloween, Thanksgiving, Christmas, and New Year. So many holidays run closely together. Aside from the food, you have to purchase decorations and gifts. Besides planning, a lot of money goes into getting repaired for the holidays. Find some ways to […]
Reasons Why You Should Sign Up for Loyalty Cards
There are a lot of ways to save money. You can budget and shop with coupons. There are also promotional deals and rebates. While much of this is time-consuming, there’s one way to save that’s free and effortless. That way is store loyalty cards and rewards. It is one of my favorite ways to save. […]
Old Money Habits You Should Change Now
Payday was just around the corner, and that money may be heavy in your pocket and on your mind. Hopefully, some of the money was spent on bills and groceries, and you have a little left for yourself. While we all make money, we do not all spend it wisely. Have you heard the saying, […]
Navigate Your Bills to Work for You
I don’t know about you, but I love trying to get my bills as low as they go. Not only does it help me stay on top of my savings, but its fun and allows me to do more of what I love. If you are having trouble with high bills, then I will show […]
How to Cut Cost on Prescription Medicine
In this decade, the United States has made great strides at making medical care affordable. Over the last few years, these changes have somewhat reverted back to the old standard. That means more costly medical bills and medicine. I don’t know about you, but with a rise in cost comes a need to find discounts. […]
Simple Alternative Investment Platforms
There are so many ways to invest in your future. Aside from starting a side-hustle, you can invest in savings bonds, CD’s, and in the stock market. While these are tried and true investment strategies there are other simple alternative investment platforms you can use to turn a profit for your future. Follow along with […]
What is a Solo 401K?
If you are self-employed, then you might want to establish a Solo 401k. It is a retirement savings option available to people who work for themselves. If you own your own business and your only other “employee” is your spouse, then you still qualify for a Solo 401K. However, if you have your own business […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]
Get a High Yield Savings Account Before It’s Too Late
Right now is a great time to put your money into a high yield savings account. That’s because interest rates are particularly high right now. However, some people say that high yield savings accounts are doomed. Therefore, you’ll want to act now, just in case. What Is a High Yield Savings Account? How much interest […]