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From Frugal to Free
Frugal adventures on the road to financial freedom.

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Make Cash Selling Things You Own

Posted on November 17, 2022May 26, 2023by Shay Huntley
Make Cash Selling Things You Own

There are a lot of ways that you can earn cash. I love making money through writing for online companies and for those who need editing services. These are just two ways to earn money, but there’s one that’s even more common, and everybody can do it. That is making cash by selling things that […]

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  • Life

Can You Make Money by Bounty Hunting?

Posted on August 3, 2021November 2, 2021by Kathryn Vercillo
Make Money by Bounty Hunting

I’m the first to admit that I constantly dream of other jobs that I could do. It’s not that I don’t enjoy my job. In fact, I love my job. However, I have a wild imagination. Therefore, I’m always curious about what other jobs are like. Moreover, I know that there are a lot of […]

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5 Survey Sites That Pay Through PayPal

Posted on February 10, 2021November 15, 2021by Kathryn Vercillo
Survey Sites That Pay Through PayPal

Do you want to earn extra income taking surveys online? Is your preferred payout method through PayPal? If so, then you’ll want to learn more about the following survey sites that pay through PayPal. What Are Survey Sites? Just in case you’re not familiar with then, Survey Sites are sites or apps you can use […]

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  • Life

Can You Get Paid to Foster Dogs?

Posted on November 17, 2020November 24, 2020by Kathryn Vercillo
Get Paid to Foster Dogs

Adding a dog to your home can bring you a lot of joy. And fostering a dog can be a really rewarding experience. In some cases, you might even get paid to foster dogs. Of course, you shouldn’t foster just for the money. But if you’re looking for a way to offset the cost of […]

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  • Personal Finance

Get Paid to Do Online Surveys: Is It Worth It?

Posted on June 17, 2019by Kathryn Vercillo

For awhile I really enjoyed the idea that I could get paid to do online surveys. After all, I already spend a lot of my downtime on my phone. Why not use that downtime to answer surveys and earn some money? However, I discovered that for me, it wasn’t really worth it. That’s not to […]

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  • Personal Finance

I’ve Reached the Breaking Point

Posted on April 7, 2016February 4, 2017by Kara

I have officially reached the breaking point. I took the wrong highway exit coming home from catering at 11:00pm a few nights ago, and I burst into tears. I was so exhausted, so upset at my life, so completely done with everything, that I just cried it out on the frontage roads. I got back to […]

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  • Personal Finance

Side Hustle Bonanza, And the Busiest Month of the Year

Posted on March 3, 2016February 4, 2017by Kara

March is my busiest time of the year every year, but this year is really going to take the cake. I’ll be side hustling like crazy throughout the month! March is the month of the South by Southwest music and film festival. My catering company works over time for three weeks. It’s a chance to earn […]

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  • Personal Finance

Guest Post: Research Study Side Hustle

Posted on February 29, 2016March 27, 2017by Kara

I’m happy to announce a guest post today! I reached out to Sarah from The Yachtless to ask about one of her favorite side hustles: research study participant. I’m a huge fan of side hustles, having had no less than seven jobs last year. Research study participant is not one I’ve ever done though! Sarah […]

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  • Personal Finance

Why I’m Working Thanksgiving Day

Posted on November 25, 2015by Kara

What is going on in this photo? Happy almost Thanksgiving! It’s a weird holiday but I do appreciate the time off. For me that time off is today and then Friday-Sunday. Thanksgiving Day is going to be an eight hour catering shift for me. Here’s the kicker: I’m thrilled about it. KaraKara Perez is the […]

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  • Personal Finance

My Perfect Work Day

Posted on November 9, 2015by Kara

For the last year and change I’ve been hustling and saving my butt off trying to create a better financial life for myself. As 2015 is coming to a close and I’m closing in on my goals for the year I’ve been able to pick my head up from the grind, take a look around and […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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