Let’s face it, most of us don’t like a budget. We feel like it’s a constraint on our money and lives. It can be challenging to follow. It’s also strict, demands our attention, and holds us accountable for our financial decisions. Even though it can be daunting, it’s a very useful tool to have. While […]
spending
5 Examples of Sunk Cost Fallacy
The sunk cost fallacy is a behavior that most people exhibit to one degree or another. It can also show up as a business issue. Put into a phrase you might already know, it basically means that you’re willing to throw good money after bad. Let’s look at five examples of sunk cost fallacy. See […]
Why Do I Spend So Much Money on Food?
I spend so much money on food. Other than my rent, it’s the biggest chunk of my monthly budget. If I lived somewhere with cheaper rents (rather than in pricey San Francisco), I might actually spend more money on food than on rent. It’s something I’m constantly battling with. So, I’ve decided to get real […]
Don’t Get a PayDay Loan. Do These Things Instead.
If you’re in a financial bind then it can be really tempting to get a PayDay Loan. Maybe you walk by a store advertising them. More likely, you realize that you can easily access these immediate loans online. It’s tempting … but it’s a mistake. The Problem with PayDay Loans PayDay Loans are predatory. In […]
Is AT&T TV a Frugal Choice?
There are so many different options for streaming television these days. They range from finding specific shows online for free to signing up for full-service access to all of the channels that you love. AT&T TV is of the newest options hitting the market. Is it a frugal choice? What is AT&T TV? AT&T TV […]
Millennials vs. Baby Boomers When It Comes To Money
Each generation is different from those that come before and after it. There are a lot of complicated reasons for that, of course. Put simply, though, society shapes us. Therefore, what we experience as we grow up tends to shape our behavior. This is particularly true when it comes to money. Of course, within each […]
Money Motivators: What Drives Your Spending?
Money means different things to different people. As a result, everyone has different money motivators. If you understand yours then you can get a better grip on your finances. Money motivators affect your earning, saving, and spending habits. In this article, we will look at some of the things that commonly drive people’s spending. If […]
Urban Frugality: Save Money Commuting with Electric Scooters
I remember very clearly when electric scooters started showing up all over the streets of San Francisco. Several companies dropped them onto the streets around the same time. A few people loved them. They could save money commuting to work by using them. Alternatively, tourists could get around easily on them. Unlike Zipcar, they didn’t […]
Free Ways To Get Your Coins Counted
I don’t mean to make myself sound old, but I remember when my local grocery store got a Coinstar. I was in 8th or 9th grade and it seemed like the greatest idea ever: a machine would count my coins and give me cash?! Coins were one of my biggest sources of income at 13 […]
Crafting My Professional Image
One of my long-standing resolutions has been to work on my image. I’m a jeans and t-shirt, hair in a high bun, no make up kind of girl. I’ve simply never been into fashion, and that’s ok with me. But if we’re being honest here, it’s getting a little less ok with me. While I […]