The Givling app has been around for a few years. However, in the last year or so, it’s really gained traction. More and more people are on their phones playing trivia. It’s promoted primarily as a “student loan repayment” app. However, you can also win money to repay your mortgage. So, if you have student […]
student loans
10 Tips to Pay Off Student Loans Quickly
You can pay off student loans quickly if you put your mind to it. Of course, you’ll have to make some sacrifices. Nevertheless, if you want to make sure that those loans aren’t hanging over your head for years to come then the sacrifices can be worth it. Here are ten strategies to pay off […]
Guest Post: Money Isn’t The Goal
While I’m driving around the U.S, I’ve asked a few personal finance friends to share their wisdom. Today we have Taylor from The Freedom of Money. Taylor is talking about a topic that’s personal to me: knowing that you have enough. Conquering money fears is hard work, and Taylor is fighting the good fight. KaraKara […]
I Don’t Budget, And It’s Ok
This may come as a shock to some of my newer readers, but I actually do not budget. I generally live my life on frugal autopilot- I just avoiding spending money. At this point, I’ve been doing this frugal living thing for two years, and I’ve optimized my life to save as much as possible. […]
Present Bias And Debt: A Match Made in Hell
A few weeks ago I was talking with a new college grad. I shared my journey out of debt with him, and stressed that the best thing he can do for himself now (at age 22) is to start paying down his own student loans. He listened, very politely, to my story and agreed that […]
A Financial Guide to the Wild Personal Finance Blogosphere
When I first got involved in the personal finance blogosphere I was binge reading blog posts. I couldn’t get enough of it all. I started with tips to pay down debt, and success stories of people who had reached debt freedom. I found MMM. I was introduced to a whole new world, and I couldn’t […]
Reflections on One Year of Debt Freedom
Life has been so busy that last week when my one year anniversary of debt freedom came, it also went pretty damn quick. I blinked and poof! It had passed me by. Still, June 5th 2015 was one of the most important days of my life. Even though I’m eleven days late, I do want to take […]
Post-Debt Spending: How to Do it Right
I’ve been debt free for almost nine months now. It’s a glorious place to be. No student loan payments hang over my head. I’m much more financially secure. I’ve stepped up my savings rate substantially. All these things are the direct result of paying off my debt. Navigating the world of post-debt spending has been […]
Turns Out I Saved 73% of My Income Last Year
It’s been in the 80’s for the past week here in Austin. It feels like spring has sprung, even if the calendar still says February. While it’s not quite spring, it is tax season! I’ve finally got all my W2’s in hand, and so I calculated exactly how much I earned last year. I earned $32,242 before […]
I am Over My Lifestyle…But I Can’t Afford to Be
Whoa, it’s been a week since my last post. Sorry for the delay y’all! I’ve really been focusing on using my free time for true self-care activities. That means things like extra sleep, exercise, and listening to Adele’s ‘Hello’ on repeat. Blogging and reading my (very long) list of other people’s blogs didn’t make the […]