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From Frugal to Free
Frugal adventures on the road to financial freedom.

summer

  • Frugal Tips

Frugal Concert Tickets

Posted on May 12, 2023by Shay Huntley
Frugal Concert Tickets

Summer is getting super close. For some, it is already here, but the majority of the world will soon follow suit. Summer is a time for getting together and basking in the sun. It’s a time for vacations, family fun, and activities that feel good for the soul. One such activity is concerts. So many […]

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  • Entertainment

Frugal Things To Do This Summer

Posted on June 3, 2022by Shay Huntley
Frugal Things To Do This Summer

Summer is here. The kids are out, and people are ready to get into some fun and exciting things. You cant spend the summer hulled up in the house or at work. that is just plain boring. But if you are not keen on going on too many vacations, there are still things you can […]

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  • Personal Finance

How to Prepare for a Higher Summer Budget

Posted on June 8, 2021June 8, 2021by Kathryn Vercillo
Prepare for a Higher Summer Budget

Spring is almost over. Therefore, summer is just about upon us. Many people will spend more in the next few months than they had been up until now this year. Therefore, it’s important to figure out how to prepare for a higher summer budget. Why We Have to Prepare for a Higher Summer Budget When […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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