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From Frugal to Free
Frugal adventures on the road to financial freedom.

tiny homes

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Is It Legal to Live in an RV With a Child?

Posted on October 20, 2020by Kathryn Vercillo
live in an rv with a child

Have you thought about what it would be like to live in an RV with a child? If so, then you’ve probably already considered some of the key issues that would arise. For example, you’ve thought about the limitations of the space. Will a small space work for you? What’s the right design? But you […]

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    • Tiny Homes

How to Build a Cheap House

Posted on July 16, 2020by Kathryn Vercillo

Having been both a renter and a home owner, I can see the pros and cons to both options. One of the biggest pros to owning is that you feel more secure. You have something to call your own. Of course, if you’re drowning in debt trying to pay the mortgage, it will eat at […]

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  • Tiny Homes

Rent to Own Tiny House: Exploring the Options

Posted on March 29, 2019March 24, 2019by Kathryn Vercillo

A rent to own tiny house is similar to any other rent to own situation. You will find the home that you want. If you qualify, you will sign a contract. You will pay rent according to that contract. Then, when the term of the rental agreement is up, you will have the option to […]

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Pros and Cons of Tiny Homes for Frugal Living

Posted on January 28, 2019by Kathryn Vercillo

Tiny homes offer many benefits. If you take up less space, you reduce your eco-footprint. You also have less to take care of which frees up your time. Of course, saving money is also another reason to live in a tiny home. For example, a smaller space requires less energy. Therefore, tiny homes usually mean […]

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What to Expect at a Tiny House Conference

Posted on January 4, 2019by Kathryn Vercillo

You are planning to go to your first tiny house conference. You’ve watched the tiny home television shows. You’ve followed the blogs and books that have emerged about tiny home culture. However, you still aren’t sure quite what to expect from your first tiny house conference. Here’s what you’re likely to find: Tiny Home Tours […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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