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From Frugal to Free
Frugal adventures on the road to financial freedom.

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  • Frugal Tips

Save Money on Uber and Lyft: Apps to Reduce Your Rideshare Fees

Posted on September 11, 2019September 10, 2019by Kathryn Vercillo

You probably already save money with Uber and Lyft. However, did you know that you can also use apps to help you save money on Uber and Lyft? In other words, Uber and Lyft save you money compared to cabs and some other transportation options. However, you can save even more money than just what […]

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  • Frugal Tips

Cord Cutting Tips: Put an Antenna Back on Your TV

Posted on July 24, 2019July 12, 2019by Kathryn Vercillo

You wouldn’t automatically think that an elderly women would offer some of the best cord cutting tips. Nevertheless, I recently had dinner with a woman who told me that she uses an antenna to get her television channels for free. Immediately, I thought, “how quaint.” After all, I have fond memories of those rabbit ears […]

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  • Personal Finance

Making The Most of Your Situation

Posted on December 14, 2014January 21, 2016by Kara

My after tax income for 2014 was $15,253. In the last three months of this year  I was able to pay off two student loans, totaling $3,746. How was I able to do that and can I keep it up? KaraKara Perez is the original founder of From Frugal To Free. She is a money expert, […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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