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From Frugal to Free
Frugal adventures on the road to financial freedom.

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  • Frugal Tips

Save Money on Uber and Lyft: Apps to Reduce Your Rideshare Fees

Posted on September 11, 2019September 10, 2019by Kathryn Vercillo

You probably already save money with Uber and Lyft. However, did you know that you can also use apps to help you save money on Uber and Lyft? In other words, Uber and Lyft save you money compared to cabs and some other transportation options. However, you can save even more money than just what […]

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  • Personal Finance
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Where to Get Long Term Car Rentals

Posted on January 16, 2019by Kathryn Vercillo

I’m looking into long term car rentals. I live car-free in San Francisco. In fact, I have been without a car for the whole thirteen years I’ve lived here. I prefer not to drive if I don’t have to. However, I’m planning on spending a big chunk of the summer in LA, and I’m not […]

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  • Personal Finance

Saving Money + Working Out Or: How I Became A Biker

Posted on August 15, 2016September 7, 2016by Kara

After a round of binge-reading Mr. Money Mustache in 2014, I bought a bike off Craigslist for $60. It was a great deal- suitable for roads and trails, hardly used. I could barely get it in my car, but I brought it home and saw my future self becoming a biking goddess. And then it […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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