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From Frugal to Free
Frugal adventures on the road to financial freedom.

travel

  • Frugal Tips

Go Wild With The New Flight Subscription Plan

Posted on October 29, 2022by Shay Huntley
Flight Subscription Plan

Hi, all of my travel-loving friends. Travel is one thing that brings me peace. At times when I’m feeling down and stressed out about life, a getaway is a thing that gets me in the right headspace and brings me back. Even if that’s not why you do it, and you like to travel for […]

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  • Life

Booking Flights to Italy for Fall 2022

Posted on June 8, 2022by Kathryn Vercillo
Booking Flights to Italy for Fall 2022

My partner and I have been talking about taking a trip to Italy for a little while now. Various actors finally aligned so I spent today booking flights to Italy for Fall 2022. Since it’s been awhile since I’ve booked international travel, I had forgotten how many factors there are to consider. Where to Travel […]

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  • Frugal Tips

Are Travel Rewards Worth It?

Posted on October 1, 2021October 2, 2021by Shay Huntley
Travel Rewards Worth It

Do you like to travel? Wish you could do more of it? While travel can sometimes be daunting and expensive, it doesn’t have to be. Don’t worry about the perfect itinerary or how you’re going to pay for those travel accommodations, food, and entertainment. Instead, be proactive by racking up travel rewards so you can […]

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  • Personal Finance

How to Prepare for a Higher Summer Budget

Posted on June 8, 2021June 8, 2021by Kathryn Vercillo
Prepare for a Higher Summer Budget

Spring is almost over. Therefore, summer is just about upon us. Many people will spend more in the next few months than they had been up until now this year. Therefore, it’s important to figure out how to prepare for a higher summer budget. Why We Have to Prepare for a Higher Summer Budget When […]

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  • Frugal Tips
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    • Life

Can You Sail Around the World on a Budget?

Posted on December 29, 2020February 12, 2022by Kathryn Vercillo

  At this time last year, a friend of a friend was getting ready to sail around the world. He’s not the first person I’ve known to make this kind of trip. While it’s not my particular fantasy, many people find the notion romantic, magical, and exciting. Of course, if you’re going to take this […]

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  • Life
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    • Personal Finance

Best Countries To Retire On Social Security Alone

Posted on June 16, 2020September 4, 2021by Kathryn Vercillo

If you are living just on social security, what’s the best way to have a comfortable life? For a long time, many Americans have chosen to go live in other countries after retirement. However, COVID-19 has changed things. Are there still countries to retire on social security alone? How Coronavirus Has Changed Retiring Abroad The […]

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  • Personal Finance

Guest Post: A Frugal Person’s Intro to Travel Hacking

Posted on March 4, 2020January 31, 2022by Kara

While I’m driving around the U.S, I’ve asked some personal finance friends to share their wisdom. Today we’ve got The Frugal Vagabond  here to share his tips on travel hacking. Below is an incredible breakdown of how and why people use travel hacking to save big on travel. And send your congrats to our dear […]

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  • Frugal Tips

Save Money on Uber and Lyft: Apps to Reduce Your Rideshare Fees

Posted on September 11, 2019September 10, 2019by Kathryn Vercillo

You probably already save money with Uber and Lyft. However, did you know that you can also use apps to help you save money on Uber and Lyft? In other words, Uber and Lyft save you money compared to cabs and some other transportation options. However, you can save even more money than just what […]

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  • Life

Living in Asia as an Expat Might be An Expensive Choice

Posted on July 19, 2019July 12, 2019by Kathryn Vercillo

I have always thought that living as an expat was a frugal choice. Perhaps it’s because of the cliche image of the young backpacker forging their way around the world. More than that, though, I’ve had several friends who lived as expats around the world. Some of them went to Asia to teach English, fell […]

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  • Personal Finance

The Financial Impact of Kindness

Posted on November 2, 2016March 27, 2017by Kara

On my recent travels, I encountered more kindness than I ever expected. Just two hours out of Austin on my first day, my check engine light came on. I pulled over to a gas station and approached two men to ask if they could help me out. These two men spent about an hour looking […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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