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From Frugal to Free
Frugal adventures on the road to financial freedom.

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Frugal Ways To Enjoy Beach Towns

Posted on May 6, 2022May 7, 2022by Shay Huntley
Frugal Ways To Enjoy Beach Towns

This weekend I am getting a much-needed break. Im hitting the beach with some loved ones. A little fun in the sun to reset me for the rest of the month is just the medicine I need to get back on track. This weekend we are taking things easy with great meals, fun activities, and […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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