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From Frugal to Free
Frugal adventures on the road to financial freedom.

wine

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How to Save Money on Wine

Posted on April 27, 2021by Kathryn Vercillo
How to Save Money on Wine

I definitely enjoy a good glass of wine. However, my grocery bill always goes up when I start stocking up on wine. Plus, of course, wine always adds a lot to a dinner bill when dining out. So, I’ve been thinking a lot about ways to save money on wine. Cut Back on Consumption Obviously, […]

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Frugal Bottle: Wine in a Sustainable Paper Bottle

Posted on July 7, 2020by Kathryn Vercillo

I keep a Google Alert on to notify me about frugal news. Anything that has to do with saving money interests me. Usually, I see a lot of the same tips and products. But this week a series of headlines for Frugal Bottle surprised me. While not “frugal” news in the traditional sense, this paper […]

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Frugal’s Financial Guidelines

Start with these simple guidelines to save money and invest in your future:

  1. Write down own the top three reasons you want to save money. Post it as a reminder to keep on track with your goals.
  2. Learn to budget. Then do it, diligently.
  3. Cut costs. Reduce spending by 10% across all categories.
  4. Direct deposit 10% of every paycheck directly into savings. Build up an emergency savings fun with a minimum of $1000. Aim for six months of living expenses.
  5. Maximize retirement savings. Contribute as much as you can, especially if you have an employer-matching plan.
  6. Begin investing in small ways. Use apps to begin investing with just a tiny amount of money. Learn how it works.
  7. Build credit wisely. Use a credit card for monthly expenses. Pay it off on time every month.
  8. Learn to communicate about money. With everyone. The better you get at talking about money, the more you’ll set yourself up for financial success in all areas of your life.

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